FDCPA Cease & Desist
How to Stop Amsher Collection Services Collection Calls
If Amsher Collection Services keeps calling you, federal law gives you a way to end it. Under the Fair Debt Collection Practices Act you can demand in writing that a debt collector stop contacting you. Once your letter arrives, the calls have to stop. Here is who Amsher Collection Services is, why they have your number, and exactly how to shut the calls down.
Unreturned equipment charges are often wrong. If you returned the device, dig up the receipt or tracking number and dispute the debt in writing.
Who is Amsher Collection Services?
Amsher Collection Services collects primarily for wireless and telecom carriers, usually on early termination fees, unreturned equipment charges, and unpaid final bills. These balances are disputed at a high rate because carrier billing on closed accounts is messy.
Company type
collection agency
Commonly collects
telecom bills · wireless accounts
You can check any collector's complaint history in the CFPB's public complaint database at consumerfinance.gov before you engage with them.
Your rights when Amsher Collection Services calls
Two federal rules control how Amsher Collection Services may contact you. The FDCPA (15 U.S.C. § 1692c) gives you the right to cut off contact entirely with a written request. Regulation F, in force since 2021, adds hard limits on call frequency: a collector may not call you more than 7 times within 7 days about a single debt, and after speaking with you they must wait 7 days before calling about that debt again.
- Validate first. Within 30 days of first contact you can demand proof of the debt. Collection must pause until they provide it.
- Then send a written cease and desist. Cite 15 U.S.C. § 1692c(c) and send it by USPS Certified Mail with return receipt. Phone requests do not trigger the law. It has to be in writing.
- Keep everything. Save the receipt, the green card, and a log of any call after delivery. Each violation is worth up to $1,000 in statutory damages plus attorney fees, and consumer attorneys take these cases on contingency.
Start Your Cease & Desist Letter for Amsher Collection Services
Cites 15 U.S.C. § 1692c(c) and your state's debt collection law. Formatted for USPS Certified Mail. Instant PDF download.
Start My LetterInstant PDF download
Amsher Collection Services FAQs
Is Amsher Collection Services a legitimate company or a scam?
Amsher Collection Services is a real collection agency based in Birmingham, Alabama, not a scam operation. But legitimate company does not mean accurate debt. Collectors regularly pursue balances that are wrong, already paid, past the statute of limitations, or belong to someone else. Ask for written validation of the debt before you pay or even acknowledge it.
Why is Amsher Collection Services calling me?
Amsher Collection Services typically collects telecom bills, wireless accounts. As a third party agency, they were hired by the original creditor to collect on its behalf. If you do not recognize the debt, request validation in writing within 30 days of their first contact.
How do I make Amsher Collection Services stop calling?
Send a written cease and desist letter citing 15 U.S.C. § 1692c(c), the FDCPA cease communication provision. Send it by certified mail with return receipt so you have proof of delivery. Once Amsher Collection Services receives it, they may only contact you to confirm they are stopping or to notify you of a specific legal action. Any other contact is a violation worth up to $1,000 in statutory damages plus attorney fees.
Can Amsher Collection Services still sue me after I send a cease and desist?
Yes, a cease and desist stops contact, it does not erase the debt. If the debt is valid and within the statute of limitations, Amsher Collection Services could still file suit. In practice, most accounts are never litigated. If you are served with court papers, respond by the deadline, because ignoring a lawsuit leads to a default judgment.
Dealing with a different collector?
Want the full legal background? Read our guide on how to stop debt collector calls under the FDCPA or check your state's cease and desist rules.
Company details are provided for general information and may change. This page is not legal advice and kweldoc is not affiliated with Amsher Collection Services. kweldoc is a document drafting tool, not a law firm.